Sports insurance is essential for a fitness instructor

It seems that these days everyone is taking their cue on achieving a healthier way of life, be it by using electrical appliances on ecological settings, sourcing renewable energy, or eating properly and exercising regularly.

Keeping fit is certainly beginning to catch on, and it's not surprising either, as one quick glance at the TV schedules demonstrates that we are increasingly becoming an obese nation, and healthy role models are hard to find.

People's aspiration for more healthy lifestyles has, in turn, created more job opportunities for coaches, personal trainers, and fitness instructors, as many people simply lack the self-discipline and motivation to keep fit on their own.

There are a number of reasons why many people would probably be attracted to this sort of job. Anyone who is passionate about a sport will often find that being a coach is second only to being a professional player in the game. Similarly, people who like to keep fit anyway often find that a job as an instructor is not a chore. Instructors, personal trainers, and coaches all enjoy the benefit of keeping fit while they work, and for many people who work from nine to five, keeping fit takes up a large proportion of their spare time. In addition to this, flexible hours are a perk that usually comes with the position.

Despite the many attractions offered by this type of role it is important to remember that it comes with certain responsibilities too. Fitness instructors must be constantly vigilant for a number of eventualities. Probably the most common worry is that of injury. If an instructor or coach was to suffer an injury then they could find that they can't work for a period. Depending on how long this is it could cause them a significant loss of earnings. Similarly if a third party sustains an injury then the instructor could find himself or herself financially liable. Or someone might even become ill after taking food or drink supplied by the coach.

Instructors aren't just responsible for people but for equipment too, whether it is their own or it belongs to a facility that they are renting. Because they are responsible for so much it is essential that instructors, coaches, and personal trainers have specialist insurance that covers them against all of the eventualities they might encounter, from personal injury to equipment being stolen. In fact many sports centres will not rent their facilities to a coach without proof of personal liability insurance.

Source: http://www.artipot.com/articles/1365980/sports-insurance-is-essential-for-a-fitness-instructor.htm

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